- Loading...
- No images or files uploaded yet.
|
|
Soc Services - HousingHousing - Social Services
Affordable Housing in New Jersey Foreclosure Counseling, Mortgage Assistance Programs, and Resources Rental Assistance & Tenants Rights
Affordable Housing in New Jersey:
Guide to Affordable Housing in NJ www.nj.gov/dca/codes/affdhousing/affdhsgguide/index2.shtml “This is a directory of Affordable housing developments in New Jersey. It does not include all affordable units, only those built under certain federal or State initiatives. The apartments and houses in this Guide are listed in alphabetical order by county.“
Legal Aid http://law-library.rutgers.edu/legalref.html Contact information for legal aid services throughout New Jersey.
New Jersey Housing Resource Center Find affordable housing and locate consumer information.
State of New Jersey Affordable Rentals List (Housing & Mortgage Finance Agency) www.nj.gov/dca/hmfa/consu/renters/afford A listing of affordable housing developments along with corresponding contact information.
State of New Jersey Home Buyer Programs www.nj.gov/dca/hmfa/consu/buyers Information about the Section 8 Home Choice Voucher, where to locate lists of foreclosure properties, and information for special needs consumers.
Foreclosure Counseling, Mortgage Assistance Programs, and Resources:
Financial Counseling Organizations www.state.nj.us/dobi/division_consumers/finance/counselors.html A list of governmental and non-profit entities that may provide financial assistance or counseling to borrowers in foreclosure.
Foreclosure Fast Facts www.nj.gov/dca/hmfa/foreclosureprevention_resources.pdf A directory of state and local resources.
Guide to Avoiding Foreclosure Prepared by the U.S. Department of Housing and Urban Development.
HOPE for Homeowners "The HOPE for Homeowners (H4H) program was created by Congress to help those at risk of default and foreclosure refinance into more affordable, sustainable loans. H4H is an additional mortgage option designed to keep borrowers in their homes. The program is effective from October 1, 2008 to September 30, 2011. NOTE: Homeowners, contact your existing lender and/or a new lender to discuss how you may qualify for the H4H program."
Hope Hotline 1-888-995-HOPE “If your lender cannot help you, contact the Homeownership Preservation Foundation at 1-888-995-HOPE, a 24 hour a day, 7 day a week toll-free hotline with trained counselors to help homeowners avoid foreclosure. When you talk to a counselor you won’t be judged and you won’t pay a dime for the advice or assistance.” Also offers an online counseling session.
Housing Help Now http://www.housinghelpnow.org/ Homeowner resources and tools, information about foreclosure rescue scams, and more from The National Foundation for Credit Counseling.
Making Home Affordable "Please use the self-assessment tools provided on this website to see if you are among the 7 to 9 million homeowners who may be able to benefit from Making Home Affordable." . Neighborhood Assistance Corporation of America www.naca.com/about_naca/nacaServiceFree.jsp Offers counseling and mortgage refinance programs.
NJ Home Ownership Preservation Effort “The NJ HOPE alliance has designed this website to help you find the resources that are being used by people across the state to understand what type of mortgage they have, the terms of their loan, when the interest rate on their mortgage is going to reset and what steps they need to take to resolve their mortgage problems.”
NJ Judiciary Foreclosure Mediation Program www.nj.gov/foreclosuremediation 1-888-989-5277 "The Foreclosure Mediation Hotline is open from 8 a.m. to 6 p.m. Monday through Friday. If the hotline is busy due to heavy call volume, visit www.lsnjlaw.org/foreclosure and complete the online form. Someone will get back to you as soon as they can. All submissions are responded to in the order they are received."
Resources for Consumers www.federalreserve.gov/consumerinfo/foreclosure_consumers.htm A directory of information and links to agencies and organizations that may be able to help you if you are facing foreclosure. From the Board of Governors of the Federal Reserve System.
State of New Jersey Mortgage Assistance Pilot (MAP) Program www.state.nj.us/dca/hmfa/consu/owners/map The Mortgage Assistance Pilot (MAP) program provides temporary financial assistance to income-eligible homeowners who wish to remain in their homes but are in imminent danger of foreclosure due to short-term financial problems beyond their control. Please refer to the program guidelines to see whether you may be eligible.
Rental Assistance & Tenants Rights:
Homelessness Prevention Program (HPP) www.state.nj.us/dca/divisions/dhcr/offices/hpp.html 866-899-6270 Provides limited financial assistance to low- and moderate-income tenants and homeowners in imminent danger of eviction or foreclosure due to temporary financial problems beyond their control. Funds are used to disburse payments in the forms of loans and grants to landlords and mortgage companies on behalf of eligible households in danger of homelessness.
Legal Aid http://law-library.rutgers.edu/legalref.html Contact information for legal aid services throughout New Jersey.
Legal Services of New Jersey Electronic version of the Legal Services of New Jersey's You and the Law in New Jersey. Sections on crime, debt, disability, employment, government aid, housing, and other frequently requested topics. In English and Spanish.
Rental Assistance Programs in NJ http://www.hud.gov/local/nj/renting/assistanceprograms.cfm Information about housing programs and resources.
State of New Jersey Rental Assistance Program nj.gov/dca/divisions/dhcr/offices/srap.html "Income Limits: Seventy-five percent of the participants admitted to the program must be extremely low-income families (30 percent of area median income as defined by region and household size), in accordance with the income guidelines published annually by the United States Department of Housing and Urban Development (HUD). The remaining applicants shall not exceed 40 percent of low-income limits (by county) as defined in accordance with the HUD guidelines."
The Rights of Tenants During Foreclosure www.state.nj.us/publicadvocate/public/issues/tenants_during_foreclosure.html “Tenants in foreclosed properties have rights – cannot be evicted due to foreclosure under New Jersey law.”
New Jersey Tenants Organization http://www.homestead.com/NJTenantsOrg/NJTO.html "Our continuing goal is to expand our rights and gain better enforcement of the pro-tenant laws we have already won": mission, activities, and links.
Go back to the Social Services web guide main page.
Go back to list of all Newark Public Library Web guides.
|
Anonymous
Create an account or Log in
Welcome to the Web guides of the Newark Public Library in Newark, NJ.
We've compiled lists of Web sites by subject that we hope you'll find helpful.
Take me back to the
Newark Public Library home page.
Take me to the Newark Public
Library's Electronic Resources.
Take me to the complete
Take me to the Newark Public Library's catalog.
Comments (0)
You don't have permission to comment on this page.