Housing Services - Social Services

 

Affordable Housing Lists and Options

 

Statewide (New Jersey)

 

Affordable Homes New Jersey

https://www.affordablehomesnewjersey.com/

101 Interchange Plaza, Suite 301

Cranbury, NJ 08512

Affordable Homes New Jersey manages waiting lists and income certify applicants for sale and rental of affordable housing opportunities throughout New Jersey. Our staff is dedicated to assisting very low, low, and moderate income households find affordable housing in a fair and respectful manner. 

 

Guide to Affordable Housing in NJ 

https://www.state.nj.us/dca/divisions/codes/publications/guide.html

PO Box 802

Trenton, NJ 08625

This Guide lists affordable housing options in New Jersey. 

 

Ingerman 

https://ingerman.com/

5 Powell Lane

Collingswood, NJ 08108

856-662-1730

Manages and operates 88 residential affordable housing properties across the Mid-Atlantic region. 

 

Lutheran Social Ministries of NJ 

https://www.lsmnj.org/housing/affordable-housing/

3 Manhattan Drive

Burlington, NJ 08016

609-386-7171

One of New Jersey's largest providers of affordable housing helps vulnerable residents find a safe and secure place to call home. 

 

New Jersey Housing Mortgage Finance Agency (NJHMFA) 

https://njhousing.gov/dca/hmfa/

PO Box 18550

Trenton, NJ 08650

609-278-7400

NJHMFA is dedicated to increasing the availability of and accessibility to safe, decent, and affordable housing to families in New Jersey. 

 

New Jersey Housing Resource Center (NJHRC)

https://www.nj.gov/njhrc/

877-428-8844

A free, online, searchable registry of affordable and accessible housing units throughout New Jersey. 

 

National (United States) 

 

US Department of Housing and Urban Development (HUD) - Affordable Housing Search 

HUD Newark Field Office 

https://resources.hud.gov/#

1085 Raymond Blvd. 13th Floor

Newark, NJ 07102

973-766-7200

Find affordable housing opportunities near you. 

 

Housing Related Financial Assistance 

 

City of Newark 

 

Salvation Army Newark Area Services- Pathway of Hope

https://easternusa.salvationarmy.org/new-jersey/pathway-of-hope/

45 Central Avenue

Newark, NJ 07102

973-623-5959

This program focuses on aiding families and individuals, whether homeless or sheltered, through the provision of food, shelter, rental and energy assistance, and referral information. 

 

St. James Social Services - Housing Assistance 

http://stjamesssc.org/services

604 Dr Martin Luther King Jr Blvd. 

Newark, NJ 07102

973-624-4007

SJSSC provides supportive services to those who are facing a financial hardship. This includes rental assistance such as back rent and security deposits. Families and individuals may also be eligible for assistance to pay their utility bills through direct financial support or through an ongoing partnership with New Jersey SHARES. 

 

County of Essex 

 

Catholic Charities of the Archdiocese of Newark 

http://www.ccannj.com/parish_access.php

37 Evergreen Place 

East Orange, NJ 07018

973-266-7991

The Parish Access Center provides rental, utility, and security deposit assistance to assist families in economic crisis. 

 

Interfaith Hospitality Network of Essex County

https://ihnessexnj.org/

46 Park Street

Montclair, NJ 07042

973-746-1400 ext.1

The rental assistance program provides temporary assistance to people in imminent danger of homelessness which includes back rent, first month's rent, and security deposits. 

 

Isaiah House Prevention Funds 

https://www.isaiahhouse.org/projects

238 North Munn Avenue

East Orange, NJ 07017

973-678-5882

When funding is available, prevention funds are available for utilities, back rent, and security deposits. 

 

Salvation Army Montclair Citadel 

https://montclair.salvationarmy.org/

13 Trinity Place

Montclair, NJ 07042

973-744-3312

Provides individuals and families in the local community with various social services including rent payment assistance, mortgage payment assistance, relocation/security deposit assistance, and utility bill assistance. 

 

Statewide (New Jersey) 

 

New Jersey Department of Community Affairs (DCA) Homelessness Prevention Program (HPP)

https://www.state.nj.us/dca/divisions/dhcr/offices/hpp.html

PO Box 800

Trenton, NJ 08625

866-889-6270

The Homelessness Prevention Program provides limited financial assistance to low- and moderate-income tenants in imminent danger of eviction due to temporary financial problems beyond their control. 

 

New Jersey Department of Community Affairs (DCA) State Rental Assistance Program

https://www.nj.gov/dca/divisions/dhcr/offices/srap.html

PO Box 800

Trenton, NJ 08625

609-292-4080

The State Rental Assistance Program (SRAP) provides tenant-based and project-based rental assistance grants, comparable to the Federal Housing Choice Voucher Program and shall be terminated upon the award of a Federal subsidy to the same individual or household. 

 

New Jersey Rental Assistance Programs (US Dept of Housing and Urban Development) 

https://www.hud.gov/states/new_jersey/renting/assistanceprograms

451 7th Street SW 

Washington, DC 20410

202-708-1112

HUD's list of additional rental assistance programs and opportunities for affordable housing in addition to the Housing Choice (Section 8) Voucher Program and HUD subsidized public and private housing. 

 

General Housing Information and Resources 

 

Legal Information and Assistance 

 

Statewide (New Jersey)

 

Community Health Law Project (CHLP) 

http://www.chlp.org/

650 Bloomfield Avenue, Suite 210

Bloomfield, NJ 07003

973-680-5599

Our attorneys and advocates represent clients in matters involving housing, habitability and landlord-tenant disputes; foreclosure defense; CHLP also operates several unique programs involving housing and homelessness. 

 

Legal Services of New Jersey (LSNJ)

https://www.lsnj.org/index.aspx

PO Box 1357

Edison, NJ 08818

732-572-9100

Provides free legal assistance to low-income New Jerseyans with civil legal problems. 

 

Foreclosure Information and Counseling 

 

Statewide (New Jersey) 

 

HUD.gov - Avoid Foreclosure: New Jersey 

https://www.hud.gov/states/new_jersey/homeownership/foreclosure

451 7th Street SW

Washington, DC 20410

202-708-1112

Guidance and resources on default and foreclosure prevention. 

 

Legal Services of New Jersey (LSNJLAW) Foreclosure

https://www.lsnjlaw.org/housing/home-ownership/foreclosure/Pages/default.aspx

888-576-5529

Resources for homeowners about mortgages and saving your home from foreclosure. 

 

New Jersey Housing Mortgage Finance Agency (HMFA) Foreclosure 

https://www.state.nj.us/dca/hmfa/foreclosure/index.shtml

PO Box 18550

Trenton, NJ 08650

800-654-6873

Offers free housing counseling through the NJHMFA's Foreclosure Mediation Assistance Program. Mediation can help save a home from foreclosure and to inform homeowners about the many types of relief that might be available for them. 

 

NJ Citizen Action 

https://njcitizenaction.org/?page_id=192

625 Broad Street, Suite 270

Newark, NJ 07102

800-656-9637

Citizen Action offers free in-person foreclosure counseling for low- and moderate-income New Jersey homeowners who are struggling financially and are at risk of foreclosure. 

 

National (United States)

 

Federal Reserve Banks 

Foreclosure Resource Center 

https://www.federalreserve.gov/consumerscommunities/foreclosure.htm

33 Liberty Street

New York, NY 10045

212-720-5000

The Federal Reserve Banks have established Foreclosure Resource Centers to help address local and regional challenges in the local communities and in the mortgage markets. 

 

Homeownership Preservation Foundation (HPF)

https://995hope.org/

888-995-4673

HPF housing counselors are available around the clock every day, providing free foreclosure prevention counseling and advice to homeowners in over 200 languages. 

 

Neighborhood Assistance Corporation of America (NACA) HomeSave Program

https://www.naca.com/homesave/

225 Centre Street, Suite 100

Boston, MA 02119

801-401-6222

The largest and most effective organization in assisting homeowners with unaffordable mortgages by restructuring the mortgage by permanently reducing the interest rate. 

 

Tenant Rights Information and Resources

 

Statewide (New Jersey)

 

New Jersey Tenants Organization (NJTO)

http://www.njto.org/

96 Linwood Plaza #233

Fort Lee, NJ 07024

201-342-3775

Oldest and largest statewide tenant organization. NJTO also provides tenants with a basic education about their rights and gives guidance to tenants that are members. 

 

Housing Counseling 

 

City of Newark

 

Tri-City Peoples Corporation Housing Counseling 

http://www.tri-citypeoples.org/Our%20Services.html

675-681 South 19th Street

Newark, NJ 07103

973-675-4484

Dedicated to assisting the community who are facing foreclosure, helping others become homeowners, and assisting homeowners with preserving their homes through educational workshops and one-to-one counseling. Housing counseling services are free. 

 

County of Essex

 

Urban League of Essex County

https://ulec.org/

508 Central Avenue 

Newark, NJ 07107

973-624-9535

Our HUD-approved program counselors work with you to address current housing concerns, prepare for home ownership, and protect your home from foreclosure. 

 

Statewide (New Jersey)

 

Consumer Credit & Budget Counseling 

http://www.cc-bc.com/

26 Park Street

Montclair, NJ 07042

888-738-8233

Nationwide credit counseling and HUD housing counseling agency. 

 

 

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